:root{--navy:#06295a;--navy2:#0b3c77;--gold:#f9b817;--ink:#152b4b;--muted:#738096;--line:#e5eaf1;--green:#0a9b63}*{box-sizing:border-box}html,body{margin:0;min-height:100%;font-family:Montserrat,Arial,sans-serif;color:var(--ink)}body{background:radial-gradient(ellipse at 12% 20%,#fff6df 0,transparent 32%),radial-gradient(ellipse at 92% 80%,#e2f5ed 0,transparent 35%),#f3f6fa}.shell{height:100svh;min-height:650px;max-height:100svh;display:flex;flex-direction:column;padding:0 4.3%;overflow:hidden;background:linear-gradient(115deg,rgba(255,255,255,.72),rgba(255,255,255,.91))}.top{height:86px;flex-shrink:0;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid rgba(6,41,90,.1)}.brand{display:flex;align-items:center;gap:10px;color:var(--navy);text-decoration:none;font-size:25px;font-weight:900;letter-spacing:-1px}.brand small{display:block;font-size:8px;letter-spacing:2px;font-weight:700;margin-top:3px}.lotus{font-size:39px;color:var(--gold);line-height:1}.top-right{display:flex;align-items:center;gap:22px}.pill{background:#e8f1fb;color:var(--navy);font-size:10px;font-weight:800;letter-spacing:1px;border-radius:30px;padding:11px 15px}.pill i{display:inline-block;width:7px;height:7px;background:#12a76b;border-radius:50%;margin-right:8px}.secure{font-size:11px;color:#6b7788}.content{flex:1;min-height:0;display:grid;grid-template-columns:.93fr 1.07fr;gap:5.5%;align-items:center;padding:24px 0}.intro{padding:0 2% 0 0;position:relative}.eyebrow{color:#a77300;font-size:11px;letter-spacing:3px;font-weight:800;margin-bottom:17px}.intro h1{font-size:clamp(54px,6.1vw,92px);line-height:.91;letter-spacing:-5px;color:var(--navy);margin:0;font-weight:900}.intro h1 em{font-style:normal;color:var(--gold)}.intro h1 span{color:var(--gold)}.intro p{font-size:clamp(14px,1.3vw,18px);line-height:1.7;color:#45556d;max-width:440px;margin:24px 0 27px}.benefits{display:flex;gap:0;max-width:480px;border-top:1px solid #dce2e9;border-bottom:1px solid #dce2e9;padding:17px 0}.benefits div{display:flex;flex-direction:column;gap:8px;flex:1;border-right:1px solid #e1e6ed;padding-left:14px}.benefits div:first-child{padding-left:0}.benefits div:last-child{border:0}.benefits b{font-size:21px;color:#e8a500}.benefits span{font-size:10px;line-height:1.5;font-weight:700}.footnote{font-size:13px;color:var(--navy);font-weight:800;margin-top:24px}.form-panel{background:#fff;border:1px solid #e3e8ef;border-radius:23px;padding:clamp(20px,2.3vw,34px);box-shadow:0 20px 65px rgba(13,40,78,.09);width:100%;max-width:640px;justify-self:end;max-height:100%;overflow:auto}.form-heading{display:flex;justify-content:space-between;align-items:center}.step-label{font-size:9px;letter-spacing:2px;font-weight:800;color:#b17c00;margin-bottom:8px}.form-heading h2,.success-state h2{font-size:clamp(21px,2vw,28px);margin:0;color:var(--navy);letter-spacing:-.8px}.form-heading p,.success-state>p{font-size:12px;color:var(--muted);margin:8px 0 0}.step-count{font-size:28px;color:var(--navy);font-weight:800}.step-count span{font-size:13px;color:#9ca6b5;font-weight:600}.progress{height:4px;background:#edf0f4;border-radius:10px;margin:20px 0 23px;overflow:hidden}.progress span{display:block;width:33.3%;height:100%;background:linear-gradient(90deg,var(--gold),#f9d46a);border-radius:10px;transition:width .25s}.step{display:none}.step.active{display:block}form label:not(.type-option):not(.consent){display:block;font-size:11px;font-weight:700;margin:0 0 8px;color:#273d5b}sup{color:#d99a00}form input:not([type=radio]):not([type=checkbox]){width:100%;height:44px;border:1px solid #dfe5ed;border-radius:11px;padding:0 14px;font:500 12px Montserrat,Arial;color:var(--ink);outline:none;background:#fcfdff;margin-bottom:17px;transition:border .2s,box-shadow .2s}form input:focus{border-color:#7b9fc9;box-shadow:0 0 0 3px #eaf2fc}.field-note{font-size:10px;line-height:1.6;color:#8993a2;margin-top:-6px}.type-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin:13px 0 22px}.type-option{border:1px solid #e1e7ef;border-radius:12px;padding:13px 8px 12px;text-align:center;display:flex;flex-direction:column;align-items:center;gap:7px;cursor:pointer;transition:.2s;min-height:83px}.type-option:has(input:checked){border-color:#dba600;background:#fff9e8;box-shadow:0 0 0 1px #f4d778}.type-option input{position:absolute;opacity:0;width:1px;height:1px}.type-icon{font-size:22px;color:var(--navy)}.type-option b{font-size:10px}.optional{font-size:8px;color:#8993a2;letter-spacing:1px;margin-left:7px}.review-icon{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:#e5f7ee;color:#07975d;font-size:24px;margin-bottom:12px}.step h3{margin:0;font-size:18px;color:var(--navy)}.review-intro{font-size:11px;color:var(--muted);margin:6px 0 16px}.review-list{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line);border-radius:12px;overflow:hidden;margin-bottom:16px}.review-list div{padding:12px;border-bottom:1px solid var(--line);min-width:0}.review-list div:nth-child(odd){border-right:1px solid var(--line)}.review-list div:nth-last-child(-n+2){border-bottom:0}.review-list small{display:block;font-size:8px;letter-spacing:.8px;color:#8792a2;margin-bottom:6px}.review-list b{font-size:11px;overflow-wrap:anywhere}.consent{display:flex;gap:9px;align-items:flex-start;font-size:10px;line-height:1.6;color:#58677d}.consent input{margin-top:3px;accent-color:var(--green);flex-shrink:0}.form-actions{display:flex;align-items:center;gap:10px;margin-top:21px}.action-spacer{flex:1}.primary,.secondary,.back-btn{height:44px;border:0;border-radius:11px;padding:0 18px;font:700 11px Montserrat,Arial;cursor:pointer;transition:transform .15s,opacity .15s}.primary{background:var(--navy);color:#fff;box-shadow:0 7px 17px #06295a25;min-width:150px}.primary span{margin-left:12px;color:var(--gold);font-size:15px}.primary:hover{background:#0c3b79;transform:translateY(-1px)}.primary:disabled{opacity:.65}.back-btn,.secondary{background:#f1f4f8;color:#354a66}.back-btn{min-width:85px}.form-bottom{display:flex;justify-content:space-between;gap:8px;border-top:1px solid #edf0f4;margin-top:21px;padding-top:15px;font-size:9px;color:#8b96a5}.form-bottom span:first-child{color:#13885d;font-weight:700}.error-msg{background:#fff0f0;color:#a62e2e;border:1px solid #ffd6d6;padding:10px 12px;border-radius:9px;font-size:11px;margin-bottom:14px}.success-state{text-align:center;padding:13px 0 3px}.success-icon{width:61px;height:61px;border-radius:50%;display:grid;place-items:center;background:#e4f8ee;color:#07975d;font-size:34px;margin:0 auto 20px}.success-state .step-label{margin-bottom:9px}.success-state>p{margin-bottom:20px}.reference-box{position:relative;background:#f7f9fc;border:1px dashed #cbd7e6;border-radius:13px;padding:18px 10px;margin:20px 0}.reference-box small{display:block;font-size:9px;letter-spacing:1.5px;color:#7b8798;font-weight:800;margin-bottom:8px}.reference-box strong{font-size:clamp(20px,2vw,28px);letter-spacing:1px;color:var(--navy);display:block}.copy-ref{margin-top:12px;border:0;background:transparent;color:#245c9a;font:700 10px Montserrat;cursor:pointer}.share-hint{font-size:11px;color:#69778b}.success-state .primary,.success-state .secondary{width:100%;margin-top:9px}.success-state .primary{background:#07975d}.privacy{font-size:9px!important;margin:18px 0 0!important;color:#9aa3b1!important}footer{height:42px;flex-shrink:0;border-top:1px solid rgba(6,41,90,.1);display:flex;align-items:center;justify-content:space-between;font-size:9px;color:#8a95a4}footer span:last-child{font-weight:900;color:var(--navy);letter-spacing:1px}footer b{color:var(--gold)}
@media(min-width:1200px) and (min-height:800px){.form-panel{padding:32px 35px}.content{gap:7%}.form-panel form input:not([type=radio]):not([type=checkbox]){height:47px;margin-bottom:19px}.type-option{min-height:90px;padding-top:16px}.progress{margin:23px 0 26px}}
@media(max-width:800px){.shell{height:auto;max-height:none;min-height:100svh;overflow:visible;padding:0 20px}.top{height:72px}.brand{font-size:20px}.lotus{font-size:31px}.top-right{gap:8px}.pill{font-size:8px;padding:9px}.secure{display:none}.content{display:flex;flex-direction:column;align-items:stretch;gap:24px;padding:25px 0}.intro{padding:0}.eyebrow{font-size:9px;margin-bottom:12px}.intro h1{font-size:58px;letter-spacing:-3px}.intro p{font-size:13px;margin:14px 0}.benefits{padding:12px 0}.benefits b{font-size:17px}.benefits span{font-size:9px}.footnote{display:none}.form-panel{max-width:none;padding:22px;border-radius:18px;max-height:none;overflow:visible}.form-heading h2{font-size:23px}.form-bottom{font-size:8px}footer{height:auto;min-height:42px;gap:8px;flex-wrap:wrap;padding:12px 0}footer span:nth-child(2){display:none}}
@media(max-width:390px){.shell{padding:0 13px}.brand{font-size:17px}.brand small{font-size:7px}.pill{font-size:7px;letter-spacing:.5px}.form-panel{padding:17px}.type-grid{gap:6px}.type-option{padding:10px 4px;min-height:78px}.type-option b{font-size:9px}.primary{min-width:130px;padding:0 13px}.review-list div{padding:9px}}
@media(max-height:720px) and (min-width:801px){.shell{min-height:0}.top{height:64px}.content{padding:12px 0;gap:3%}.intro h1{font-size:clamp(48px,5vw,70px)}.intro p{margin:14px 0}.benefits{padding:10px 0}.footnote{margin-top:14px}.form-panel{padding:19px 24px}.progress{margin:13px 0 16px}form input:not([type=radio]):not([type=checkbox]){height:38px!important;margin-bottom:11px!important}.type-option{min-height:68px;padding:9px 5px}.type-grid{margin:8px 0 14px}.form-actions{margin-top:14px}.form-bottom{margin-top:13px;padding-top:10px}footer{height:32px}}

/* Refined Refer & Renew UI */
:root{--navy:#082b5b;--navy2:#10477f;--gold:#ffbd19;--ink:#172b48;--muted:#718096;--green:#079b63;--line:#e6ebf2}
html{scroll-behavior:smooth}body{background:#f4f7fb;background-image:radial-gradient(circle at 4% 9%,rgba(255,193,44,.17),transparent 24%),radial-gradient(circle at 96% 83%,rgba(11,154,99,.11),transparent 25%)}
.shell{position:relative;isolation:isolate;background:linear-gradient(110deg,rgba(255,255,255,.88),rgba(255,255,255,.97));padding-inline:clamp(22px,5vw,82px)}
.shell:before{content:"";position:absolute;z-index:-1;left:-120px;top:27%;width:340px;height:340px;border:1px solid rgba(255,189,25,.2);border-radius:50%;box-shadow:0 0 0 32px rgba(255,189,25,.035),0 0 0 68px rgba(255,189,25,.025)}
.top{height:78px;border-color:rgba(8,43,91,.12)}.brand{gap:12px;letter-spacing:-.7px}.lotus{display:grid;place-items:center;width:44px;height:44px;border-radius:14px;background:linear-gradient(145deg,#fff8dd,#ffe9a1);font-size:30px;filter:drop-shadow(0 5px 8px rgba(255,189,25,.14))}.brand small{color:#6d7890;letter-spacing:1.7px;font-size:7px}.pill{background:#edf5ff;border:1px solid #dce9f8;padding:10px 14px;letter-spacing:.8px}.secure{display:flex;align-items:center;gap:6px}.secure:before{content:"✓";display:grid;place-items:center;width:19px;height:19px;border-radius:50%;background:#e0f7ed;color:#078b58;font-weight:900}
.content{grid-template-columns:minmax(0,.94fr) minmax(420px,1.06fr);gap:clamp(30px,5vw,80px);padding:clamp(16px,2.5vh,30px) 0}.intro{max-width:570px}.eyebrow{display:inline-flex;align-items:center;gap:9px;padding:9px 12px;border-radius:8px;background:#fff7df;border:1px solid #f8e6ae;color:#9a6b00;font-size:9px;letter-spacing:1.8px;margin-bottom:20px}.eyebrow:before{content:"✦";font-size:13px;color:#f2b300}.intro h1{font-size:clamp(56px,6.3vw,94px);letter-spacing:-5.5px;line-height:.9;text-shadow:0 5px 0 rgba(8,43,91,.025)}.intro h1 em{color:#efae00}.intro p{font-size:clamp(13px,1.15vw,16px);line-height:1.8;max-width:420px;color:#53647b;margin:23px 0 25px}.benefits{max-width:470px;border-top:1px solid #dce4ee;border-bottom:1px solid #dce4ee;padding:18px 0}.benefits div{padding-left:17px}.benefits b{display:grid;place-items:center;width:30px;height:30px;border-radius:9px;background:#fff2c7;color:#a87500;font-size:12px}.benefits span{font-size:10px;color:#52637a}.footnote{display:flex;align-items:center;gap:9px;font-size:12px;letter-spacing:.2px}.footnote:before{content:"";height:2px;width:28px;background:var(--gold);border-radius:2px}
.form-panel{position:relative;max-width:590px;border:1px solid rgba(220,228,238,.9);border-radius:22px;padding:clamp(22px,2.4vw,34px);box-shadow:0 26px 70px rgba(15,42,79,.1),0 3px 10px rgba(15,42,79,.035);overflow:auto;scrollbar-width:thin;scrollbar-color:#d5deea transparent}.form-panel:before{content:"";position:absolute;left:0;top:28px;bottom:28px;width:4px;border-radius:0 5px 5px 0;background:linear-gradient(var(--gold),#ffe7a1);opacity:.9}.form-heading h2,.success-state h2{letter-spacing:-.9px;font-size:clamp(21px,1.8vw,27px)}.step-label{display:flex;align-items:center;gap:8px;color:#9b7108;font-size:9px;letter-spacing:1.6px}.step-label:before{content:"";width:19px;height:2px;background:var(--gold);border-radius:2px}.step-count{font-size:26px}.progress{height:5px;background:#edf1f6;margin:19px 0 22px}.progress span{background:linear-gradient(90deg,#f4b400,#ffda69);box-shadow:0 0 10px rgba(244,180,0,.22)}form label:not(.type-option):not(.consent){font-size:10px;color:#2b405e;margin-bottom:7px}form input:not([type=radio]):not([type=checkbox]){height:43px;border:1px solid #dce4ee;border-radius:10px;background:#fbfcfe;padding-inline:13px;font-size:11px;margin-bottom:15px}form input::placeholder{color:#a4adbb}form input:focus{border-color:#7ca5d8;box-shadow:0 0 0 3px rgba(69,132,202,.11);background:white}.field-note{font-size:9px;color:#8793a4}.type-grid{gap:8px;margin:12px 0 19px}.type-option{position:relative;min-height:84px;border-radius:12px;background:linear-gradient(180deg,#fff,#fbfcfe);border-color:#e2e8f0;padding:12px 7px;gap:8px}.type-option:hover{transform:translateY(-2px);border-color:#c9d8e9;box-shadow:0 7px 16px rgba(16,55,98,.06)}.type-option:has(input:checked){background:linear-gradient(145deg,#fff9e8,#fffdf7);border-color:#edbd2f;box-shadow:0 0 0 1px rgba(237,189,47,.25),0 7px 18px rgba(176,126,0,.08)}.type-icon{display:grid;place-items:center;width:33px;height:33px;border-radius:10px;background:#edf4fc;color:var(--navy);font-size:19px}.type-option:has(input:checked) .type-icon{background:#ffedb2}.type-option b{font-size:9px;color:#354a67}.review-icon{box-shadow:0 0 0 6px #effaf4}.review-list{border-radius:13px;background:#fcfdff}.review-list div{padding:11px 12px}.review-list small{font-size:8px;letter-spacing:.9px}.review-list b{font-size:10px;color:#233b5b}.consent{padding:12px;border:1px solid #e4ebf2;background:#f8fafc;border-radius:10px}.consent input{width:16px;height:16px;accent-color:var(--green)}.form-actions{margin-top:19px}.primary,.secondary,.back-btn{height:44px;border-radius:10px;font-size:10px}.primary{background:linear-gradient(135deg,#082b5b,#10477f);box-shadow:0 7px 16px rgba(8,43,91,.17)}.primary:hover{background:linear-gradient(135deg,#10477f,#15558f);box-shadow:0 9px 20px rgba(8,43,91,.2)}.primary span{color:#ffd45c}.back-btn,.secondary{border:1px solid #e2e8f0;background:#f6f8fb}.back-btn:hover,.secondary:hover{background:#edf2f8}.form-bottom{margin-top:17px;padding-top:13px;font-size:8px}.form-bottom span:first-child{display:flex;align-items:center;gap:4px}.success-state{padding:12px 0}.success-icon{box-shadow:0 0 0 7px #f0fbf5}.reference-box{background:linear-gradient(145deg,#f7faff,#fff);border:1px dashed #c6d5e7}.success-state .primary{background:linear-gradient(135deg,#078a59,#0aab6b)}footer{border-color:rgba(8,43,91,.12);font-size:8px}
.step.active{animation:stepIn .24s ease both}@keyframes stepIn{from{opacity:.35;transform:translateY(5px)}to{opacity:1;transform:translateY(0)}}
button:focus-visible,.type-option:focus-within{outline:3px solid rgba(33,112,190,.25);outline-offset:2px}button{touch-action:manipulation}
@media(min-width:1200px) and (min-height:780px){.top{height:84px}.content{padding:22px 0}.form-panel{padding:30px 34px}.form-panel form input:not([type=radio]):not([type=checkbox]){height:45px;margin-bottom:17px}.type-option{min-height:86px}.form-bottom{margin-top:18px}}
@media(max-width:1000px) and (min-width:801px){.shell{padding-inline:28px}.content{grid-template-columns:.85fr 1.15fr;gap:24px}.intro h1{font-size:clamp(50px,6vw,68px);letter-spacing:-3.8px}.intro p{font-size:13px}.form-panel{padding:23px}.pill{font-size:8px}.secure{font-size:9px}}
@media(max-width:800px){.shell{padding-inline:20px}.shell:before{width:220px;height:220px;left:-100px;top:90px}.top{height:70px}.brand{font-size:19px}.lotus{width:38px;height:38px;font-size:26px}.brand small{font-size:7px}.top-right{gap:0}.pill{font-size:7px;padding:8px 10px;letter-spacing:.4px}.content{gap:19px;padding:22px 0}.intro h1{font-size:clamp(49px,12vw,68px);letter-spacing:-3.5px}.eyebrow{font-size:8px;letter-spacing:1.4px;margin-bottom:14px}.intro p{max-width:500px;font-size:12px;line-height:1.65;margin:13px 0 17px}.benefits{max-width:500px;padding:12px 0}.benefits div{padding-left:12px}.benefits b{width:26px;height:26px;font-size:10px}.benefits span{font-size:8px}.footnote{display:flex;font-size:10px;margin-top:14px}.form-panel{padding:22px 20px;max-height:none;overflow:visible}.form-panel:before{top:22px;bottom:22px}.form-heading h2{font-size:22px}.progress{margin:17px 0 20px}.type-option{min-height:79px}.form-bottom{font-size:8px}footer{padding:12px 0}.secure{display:none}}
@media(max-width:420px){.shell{padding-inline:13px}.top{height:64px}.brand{font-size:16px;gap:8px}.brand small{font-size:6px;letter-spacing:1.2px}.lotus{width:33px;height:33px;border-radius:10px;font-size:23px}.pill{font-size:6px;padding:8px}.intro h1{font-size:51px}.benefits span{font-size:7px}.form-panel{padding:20px 16px;border-radius:16px}.form-heading h2{font-size:20px}.type-grid{gap:6px}.type-option{min-height:74px;padding:9px 3px}.type-icon{width:29px;height:29px;font-size:17px}.type-option b{font-size:8px}.primary,.secondary,.back-btn{height:42px;padding-inline:12px;font-size:9px}.review-list div{padding:9px}.review-list b{font-size:9px}.form-bottom span:last-child{display:none}}
@media(max-height:740px) and (min-width:801px){.top{height:62px}.content{padding:10px 0;gap:3%}.intro h1{font-size:clamp(48px,5vw,69px)}.intro p{margin:13px 0}.benefits{padding:10px 0}.footnote{margin-top:13px}.form-panel{padding:17px 25px}.progress{margin:12px 0 14px}form input:not([type=radio]):not([type=checkbox]){height:36px!important;margin-bottom:9px!important}.type-option{min-height:64px;padding:7px 5px}.type-grid{margin:7px 0 12px}.form-actions{margin-top:12px}.form-bottom{margin-top:11px;padding-top:9px}footer{height:29px}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;scroll-behavior:auto!important;transition-duration:.01ms!important}}

/* Refined motion system: subtle entrance, hover lift, progress and success feedback */
@keyframes riseIn{from{opacity:0;transform:translate3d(0,18px,0)}to{opacity:1;transform:translate3d(0,0,0)}}
@keyframes slideInLeft{from{opacity:0;transform:translate3d(-22px,0,0)}to{opacity:1;transform:translate3d(0,0,0)}}
@keyframes softGlow{0%,100%{box-shadow:0 0 0 0 rgba(249,184,23,0)}50%{box-shadow:0 0 0 7px rgba(249,184,23,.12)}}
@keyframes successPop{0%{opacity:0;transform:scale(.72)}65%{opacity:1;transform:scale(1.08)}100%{transform:scale(1)}}
@keyframes shimmer{0%{background-position:120% 0}100%{background-position:-120% 0}}
.intro{animation:slideInLeft .7s cubic-bezier(.2,.7,.2,1) both}
.form-panel{animation:riseIn .72s .12s cubic-bezier(.2,.7,.2,1) both;transition:box-shadow .28s,border-color .28s,transform .28s}
.form-panel:hover{box-shadow:0 28px 78px rgba(13,40,78,.13);border-color:#d5dfec}
.top{animation:riseIn .5s ease both}
.benefits div{transition:transform .22s ease,color .22s ease}
.benefits div:hover{transform:translateY(-3px)}
.primary{position:relative;isolation:isolate;overflow:hidden;transition:transform .22s ease,box-shadow .22s ease,filter .22s ease}
.primary:after{content:"";position:absolute;z-index:-1;inset:0;background:linear-gradient(110deg,transparent 20%,rgba(255,255,255,.18) 48%,transparent 72%);background-size:220% 100%;opacity:0;transition:opacity .2s}
.primary:hover:after{opacity:1;animation:shimmer .9s ease}
.primary:hover{transform:translateY(-2px);box-shadow:0 11px 24px rgba(8,43,91,.2)}
.primary:active,.secondary:active,.back-btn:active{transform:translateY(0) scale(.985)}
.secondary,.back-btn{transition:background .2s,border-color .2s,transform .2s}
.type-option{animation:riseIn .35s both}
.type-option:nth-child(2){animation-delay:.04s}.type-option:nth-child(3){animation-delay:.08s}.type-option:nth-child(4){animation-delay:.12s}.type-option:nth-child(5){animation-delay:.16s}.type-option:nth-child(6){animation-delay:.2s}
.progress span{transition:width .42s cubic-bezier(.2,.7,.2,1)}
.success-icon{animation:successPop .55s cubic-bezier(.2,.8,.2,1) both;}
.reference-box{animation:riseIn .45s .12s ease both}
.copy-ref:hover{animation:softGlow 1s ease}
@media(prefers-reduced-motion:reduce){.intro,.form-panel,.top,.type-option,.success-icon,.reference-box{animation:none!important}.primary:hover:after{animation:none!important}}

/* Classy icon system + responsive desktop/mobile refinement */
.lotus{display:grid;place-items:center;width:44px;height:44px;flex:0 0 44px;border-radius:14px;background:linear-gradient(145deg,#fff8e3,#fff);border:1px solid #f1dfaa;box-shadow:0 5px 15px rgba(158,115,0,.08)}
.lotus svg{width:31px;height:31px;stroke:currentColor;color:#c99510}
.ui-icon{width:15px;height:15px;display:inline-block;vertical-align:-3px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;margin-right:5px}
.secure{display:inline-flex;align-items:center;gap:4px}
.type-icon{display:grid;place-items:center;width:38px;height:38px;border-radius:12px;background:linear-gradient(145deg,#edf4fc,#f8fbff);color:#163d70;transition:transform .22s,background .22s,color .22s}
.type-icon svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.type-option:hover .type-icon{transform:translateY(-2px) scale(1.04)}
.type-option:has(input:checked) .type-icon{background:#ffe9a5;color:#795500}
.button-icon{display:inline-grid;place-items:center;width:18px;height:18px;vertical-align:middle;margin-right:7px}
.button-icon svg{width:18px;height:18px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.success-state .button-icon{margin-right:5px}.form-bottom .ui-icon{color:#13885d;margin:0 5px 0 0}
/* Desktop: keep the form balanced without clipping; use page scroll only on compact screens */
@media(min-width:801px){
 html,body{min-height:100%;}
 .shell{height:auto;min-height:100svh;max-height:none;overflow:visible;padding-inline:clamp(24px,5vw,84px)}
 .top{min-height:78px;height:auto;padding:12px 0;gap:20px}
 .content{grid-template-columns:minmax(0,.92fr) minmax(420px,1.08fr);gap:clamp(28px,5vw,76px);padding:clamp(26px,4vh,48px) 0;align-items:center}
 .intro{min-width:0}.intro h1{font-size:clamp(62px,6.4vw,100px);letter-spacing:-.065em}
 .form-panel{width:100%;max-width:650px;max-height:none;overflow:visible;justify-self:stretch;padding:clamp(26px,2.8vw,38px)}
 footer{min-height:42px;height:auto;padding:12px 0;gap:14px}
}
@media(min-width:801px) and (max-height:760px){.content{padding:18px 0}.intro h1{font-size:clamp(56px,5.5vw,78px)}.intro p{margin:16px 0}.benefits{padding:12px 0}.footnote{margin-top:16px}.form-panel{padding:23px 28px}.progress{margin:14px 0 17px}form input:not([type=radio]):not([type=checkbox]){height:40px;margin-bottom:12px}.type-option{min-height:72px}.form-bottom{margin-top:13px;padding-top:10px}}
@media(max-width:800px){
 .shell{padding-inline:clamp(14px,4vw,24px);height:auto;min-height:100svh;max-height:none;overflow:visible}
 .top{height:auto;min-height:68px;padding:12px 0;gap:12px;align-items:center}
 .brand{font-size:clamp(16px,4vw,20px);gap:9px;letter-spacing:-.5px}.brand small{font-size:7px;letter-spacing:1.2px}
 .lotus{width:36px;height:36px;flex-basis:36px;border-radius:11px}.lotus svg{width:26px;height:26px}
 .top-right{min-width:0;justify-content:flex-end}.pill{font-size:clamp(6px,1.6vw,8px);letter-spacing:.4px;padding:8px 10px;white-space:normal;text-align:center;line-height:1.4;max-width:190px}
 .content{display:flex;flex-direction:column;align-items:stretch;gap:22px;padding:24px 0}
 .intro h1{font-size:clamp(52px,11vw,72px);letter-spacing:-.055em;line-height:.93}
 .intro p{max-width:540px;font-size:13px;line-height:1.7;margin:15px 0 18px}
 .benefits{max-width:540px;padding:13px 0}.benefits div{padding-inline:10px}.benefits b{font-size:16px}.benefits span{font-size:9px}
 .footnote{display:flex;font-size:11px;margin-top:14px}
 .form-panel{width:100%;max-width:none;padding:clamp(18px,5vw,26px);border-radius:18px;overflow:visible;max-height:none}
 .form-heading h2{font-size:clamp(20px,5vw,24px)}.form-heading p{line-height:1.5}
 .type-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}
 .type-option{min-width:0;min-height:80px;padding:10px 5px}.type-option b{font-size:clamp(8px,2.3vw,10px);line-height:1.35}.type-icon{width:35px;height:35px}
 .form-actions{gap:8px}.primary,.secondary,.back-btn{min-height:44px;height:auto;padding:12px 13px;line-height:1.3}.primary{min-width:0}.action-spacer{min-width:0}
 .form-bottom{flex-wrap:wrap;line-height:1.5}
 footer{flex-wrap:wrap;gap:8px;padding:13px 0;line-height:1.5}footer span:nth-child(2){display:none}
}
@media(max-width:430px){
 .top{align-items:flex-start}.top-right{padding-top:3px}.pill{max-width:142px;font-size:6px;padding:7px 8px}
 .brand{font-size:15px}.brand small{font-size:6px;letter-spacing:1px}.lotus{width:32px;height:32px;flex-basis:32px}.lotus svg{width:23px;height:23px}
 .content{gap:18px;padding:20px 0}.intro h1{font-size:clamp(48px,13vw,58px)}.intro p{font-size:12px}
 .benefits div{padding-inline:7px}.benefits b{width:26px;height:26px;font-size:12px}.benefits span{font-size:8px}
 .form-panel{padding:17px 14px}.type-grid{gap:6px}.type-option{min-height:75px;padding:9px 3px}.type-icon{width:31px;height:31px}.type-icon svg{width:19px;height:19px}.type-option b{font-size:8px}
 .form-actions{flex-wrap:wrap}.form-actions .action-spacer{flex:1}.primary,.secondary,.back-btn{font-size:10px;padding-inline:10px}.form-bottom span:last-child{display:none}
 .review-list div{padding:9px}.review-list b{font-size:10px}
}
@media(prefers-reduced-motion:reduce){.type-option:hover .type-icon{transform:none}}